Securing Your Family: 10 Steps You Can Take Today

by Scott Kegler
Aon Family Office Practice Leader

The world is changing faster than ever, and new threats to our personal safety and security seem to pop up every day.  Keeping up with it all can feel overwhelming and exhausting.  Here are ten simple steps that you and your family can take today in order to better protect what you hold dear.  

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1. BE SAVVY WITH SOCIAL MEDIA

Make your social media accounts private so that you can approve who follows you and remove or block those you don’t want

Don’t share pictures that include specific location(s) of your home(s)

Don’t “check in” – this lets people know you are away from your home

Wait to post pictures of your travels AFTER you have returned home – never before or during your trip

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2. CHANGE YOUR WIFI ROUTER PASSWORD 

Every 3 months, change the password on your WiFi router.  This seems more painful than it actually is – it should only take five minutes.  This process helps to ensure that only those people you approve can access your internet connection.

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3. USE TWO FACTOR AUTHENTICATION 

Whenever you have the option to choose two factor authentication, use it! This will require someone accessing your account to not only have the password for your account, but also have access to your cell phone to receive a text message with a one-time access code.  
 

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4. DON'T USE PUBLIC WIFI 

Airports, coffee shops, and hotels are rich hunting grounds for hackers.  Keep yourself safe and don’t connect to these networks.  If you need to access WiFi while traveling, consider a Virtual Private Network (VPN). VPN providers such as Rubica are beginning to partner with insurance companies to offer discounts and higher limits on cyber insurance coverage.  

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5. USE A PASSWORD MANAGEMENT APPLICATION 

According to Verizon’s Data Breach Investigations Report, more than 80 percent of all hacks are via weak or stolen passwords.  We know we are supposed to use different passwords for different accounts, make them hard to guess, change them frequently, and not write them down.  That’s hard to do, especially when the passwords are shared with family members (anyone remember our NetFlix password?).  Consider using a password management application such as Lastpass.